Decentralized AI Rises: Bluwhale Secures $10M Series A to Deploy AI Agents Across Blockchains

In a definitive sign that the convergence of artificial intelligence and Web3 is moving from theoretical possibility to institutional reality, Bluwhale, the decentralized AI network, today announced the successful close of a $10 million Series A funding round. The strategic investment, which drew backing from a powerful coalition of traditional financial giants and leading layer-1 and layer-2 blockchain ecosystems, is set to turbocharge Bluwhale’s mission to deploy personalized, autonomous AI agents across the multi-chain landscape, fundamentally reshaping how consumers and enterprises interact with financial services.

The funding round was led by UOB Venture Management, a wholly-owned subsidiary of global banking powerhouse United Overseas Bank (UOB), signaling a profound endorsement from the traditional finance (TradFi) sector. Existing investors, including the Japanese financial infrastructure behemoth SBI Holdings, also participated, alongside support from top blockchain ecosystems such as Sui, Tezos, Cardano, Arbitrum, and Movement Labs. This unique blend of Web2 and Web3 capital underscores a shared conviction in the disruptive potential of Bluwhale’s technology.

“The investors in this round signal strong commitments from both Web2 and Web3 to a future powered by AI agents delivering financial services across blockchains,” said Han Jin, CEO of Bluwhale. “It’s an incredible time to be in crypto as institutional adoption has reached an all-time high, from ETF investments to launching stablecoins to offering loans backed by digital assets. We are building the infrastructure that lets those capabilities meet consumers where they are.”

The Unifying Layer: A Layer 3 Network for Agentic AI

At its core, Bluwhale is not just another blockchain or a new AI model; it is building a vital Layer 3 network—an intelligence and orchestration layer designed to sit atop existing blockchains and seamlessly bridge them with real-world data and user intent. This infrastructure is what powers the company’s AI agents, which are essentially autonomous digital assistants capable of understanding a user’s complete financial profile and executing sophisticated actions on their behalf, both on-chain and off-chain.

The company’s go-to-market strategy has centered on solving the problem of financial fragmentation. In today’s hybrid finance world, an individual’s complete financial picture is scattered across legacy bank accounts, digital wallets, decentralized finance (DeFi) protocols, and multiple blockchain ecosystems. Traditional credit scores are blind to crypto assets, and most DeFi platforms ignore real-world cash flow.

Bluwhale addresses this by transforming scattered information into a single, real-time measure of financial health called the WhaleScore. This proprietary index aggregates on-chain activity—like liquidity, staking, and asset diversification—with off-chain behavioral data, providing a holistic and constantly evolving map of financial wellness. The WhaleScore acts as the foundation upon which the AI agents operate.

The AI Agent Marketplace: Personalized Finance for the Digital Native

The true innovation lies in the AI Agent Marketplace. This platform allows enterprises and developers to launch personalized financial services specifically tailored for a data-driven, digital-first audience, particularly the Gen Z demographic. With over 3.6 million users globally and support across 37 blockchains, Bluwhale already has hundreds of AI agents active on its network.

These agents act as dynamic, always-on financial coaches. For example, an agent can:

• Recommend Assets and Yields: Based on a user’s WhaleScore and risk profile, an agent can identify idle capital in a wallet and suggest a high-yield staking option on a specific L1 chain, then execute the transaction if authorized.

• Manage Risk: If a user’s liquidity balance drops below a safe threshold, the agent can recommend rebalancing strategies or alert them to high-risk exposure in a volatile asset.

• Streamline Enterprise Digitization: For traditional financial institutions (TIFs), Bluwhale’s agents provide an instant avenue to modernize customer experiences, replacing outdated physical branch visits with secure, automated, and personalized digital services that meet the 24/7 demands of the next generation of consumers.

The core technology behind this is a multi-chain architecture designed for scalability and interoperability. Bluwhale’s Layer 3 orchestrates the necessary resources—data, storage, and computing—to ensure the AI agents function securely and efficiently across disparate blockchain environments.

Institutional Backing: Bridging TradFi and Decentralization

The institutional composition of the Series A round speaks volumes about the maturity of the Web3 sector and the critical role of AI within its future. The participation of UOB Venture Management indicates that major banks are no longer just observing the digital asset space but are actively seeking infrastructure solutions to accelerate their own digitization efforts.

“Traditional financial institutions are lagging and missing out on essential digital transformation,” Jin noted, emphasizing the shift in consumer behavior. “Gen Z is used to getting all of its information online, 24/7. They will need AI agent managed financial services. They won’t be going into physical branches—nothing in person at all.”

Furthermore, the simultaneous backing from leading blockchain ecosystems like Sui, Tezos, and Cardano validates Bluwhale’s positioning as a crucial piece of cross-chain infrastructure. These L1 and L2 players see Bluwhale’s AI layer as a key driver of utility and mass adoption, bringing real-world application value to their networks.

The company’s commitment to decentralization is cemented by its Token Generation Event (TGE) for the native utility token, $BLUAI, which occurred on October 21, 2025. This token powers the decentralized AI network, incentivizing participants who contribute data, storage, and compute power via user-run nodes on mobile devices, ensuring that the intelligence layer remains community-driven and secure.

The Road Ahead: Democratizing AI and Expanding the Ecosystem

The newly secured $10 million will be deployed strategically to fuel Bluwhale’s next phase of growth. Key areas of investment include expanding the engineering and research teams to enhance the AI agent capabilities, accelerating strategic partnerships with more financial institutions, and broadening the reach of the AI Agent Marketplace.

The core mission remains clear: to make AI more open, secure, and scalable by running it on blockchains. By building an intelligence layer that is user-owned and decentralized, Bluwhale is reversing the Web2 model where centralized tech giants monetize user data without compensation. On the Bluwhale network, a user’s digital identity and financial data become an asset, which they can securely control and monetize.

In a world where institutional investment in digital assets continues its dramatic surge, Bluwhale’s Series A funding is more than just a capital raise; it is a landmark moment that validates the creation of sophisticated, application-layer platforms. By successfully fusing the security and transparency of blockchain with the personalized power of AI agents, Bluwhale is not just building financial tools for the future—it is accelerating the future of decentralized intelligence itself.